One dead in Madison County accident
One person is dead following an accident in the Town of Fenner in which a car was engulfed flames. The body was badly burned in the accident, and the victims’…
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There are many different types of policy you can buy when insuring your vehicle. Because of the rapidly rising cost of the premiums, many more people are driving either underinsured or uninsured. It’s therefore wise to add the relevant coverage. In most clauses you can expect to see a promise to pay the damages for bodily injury or property damage which a covered person can recover from whoever owns or drives an uninsured motor vehicle. For these purposes, a “covered person” is you, a family member or anyone else inside your vehicle when the accident occurs. If you have the right to sue the owner or driver of the other vehicle, your own insurance company will pay the damages you recover (assuming that owner or driver does not have the money to pay you in full). The key consideration is the limit on the amount you can recover. All insurers put a limit on liability. This is usually a maximum and a provision to prevent you from being paid twice. So, if there’s another possible claim you could make under a workers’ compensation law or something similar, you must use that remedy first and only claim the additional amount from your own insurer.
Many people think the maximum limits on uninsured and other policies are inadequate and so buy an umbrella policy. As in the case of rain, this tops up their personal coverage. This is a two-way street. It can be a financial life-saver if your policy limits will force you to use your own savings to pay some of your medical expenses. Equally, it will protect your assets if a court orders you to pay damages exceeding your conventional policy limits to a person you injured.
Product Description
This comprehensive legal book explains the personal injury laws related to motorcycle accidents in easy-to-understand language and guides readers through the process of picking the best attorney for a motorcycle accident case as well as dealing with the insurance company. Anyone in the unfortunate position of dealing with a motorcycle accident injury, or that of a loved one, could benefit from the wealth of knowledge in these pages. Additionally, it s a helpful … More >>
Straight Talk Law: The Truth About Washington Motorcycle Accidents
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