Tenant in a Auto Accident, why owner responsible for tenant to drive?
I have a tenant renting my condominium that has home owners association and one of my tenant was involved in a auto accident in the complex area. Home owner’s association says ‘as a owner liability for the damage that costed an auto accident of my tenant was at faul, does that make sense? I told them I cannot insure anyone of my tenant to drive and by state they have to go after the driver’s insurance, How can they come after the owner? Can somebody have a suggestion?
You should read your condo papers and insurance papers. I live in a small apartment building (not a condo) but the lease clearly says that the person who’s name is on the lease is responsible for anything that happens to himself, his guests and visitors, or anyone that sublets (even though we aren’t allowed to sublet) inside the building and outside on the property. That includes if you are burglarized. So the landlord suggests getting renters insurance and whatever other. There is also a hold harmless clause that says the landlord will be held harmless if anything happens. If you don’t see anything about the owner of the condo holding full responsiblity for his renters and what problems his renters do, you can ask the condo managers and insurance company for the paperwork that states it is your responsibility (you may have to pay for them, they usually don’t give anything away for free). And keep in mind that insurnace companies always try to first see if they can scare someone else into paying for things before they finally accept their own responsibility.
You should read your condo papers and insurance papers. I live in a small apartment building (not a condo) but the lease clearly says that the person who’s name is on the lease is responsible for anything that happens to himself, his guests and visitors, or anyone that sublets (even though we aren’t allowed to sublet) inside the building and outside on the property. That includes if you are burglarized. So the landlord suggests getting renters insurance and whatever other. There is also a hold harmless clause that says the landlord will be held harmless if anything happens. If you don’t see anything about the owner of the condo holding full responsiblity for his renters and what problems his renters do, you can ask the condo managers and insurance company for the paperwork that states it is your responsibility (you may have to pay for them, they usually don’t give anything away for free). And keep in mind that insurnace companies always try to first see if they can scare someone else into paying for things before they finally accept their own responsibility.
References :
Anyone can sue anyone else, but unless you are responsible for maintaining the complex (you aren’t), they’re not going to win.
The wording on your quote is weird, but legally, you’re not going to be on the hook for this – unless something in your bylaws, makes you responsible for ALL damage caused on premises, by your tenant.
References :