Comments on: Does my family have to file seperate claims for an accident or can we file as a family? http://www.caraccidenttexas.com/accident-claims/does-my-family-have-to-file-seperate-claims-for-an-accident-or-can-we-file-as-a-family/ Tue, 27 Jul 2010 05:06:51 -0500 http://wordpress.org/?v=2.9.2 hourly 1 By: bundysmom http://www.caraccidenttexas.com/accident-claims/does-my-family-have-to-file-seperate-claims-for-an-accident-or-can-we-file-as-a-family/comment-page-1/#comment-684 bundysmom Mon, 18 Jan 2010 03:02:59 +0000 http://www.caraccidenttexas.com/accident-claims/does-my-family-have-to-file-seperate-claims-for-an-accident-or-can-we-file-as-a-family#comment-684 It's 1 claim with 5 possible exposures but in reality only 2...1 for the injury and 1 for the property damage. If your husband and kids are not injured, there is NO CLAIM--what damages have they suffered that would allow them compensation under the law? Inconvience? Sorry, that's not a compensable 'damage' nor does it meet he definition. If your damages are $7300 how did they only pay $5200? Did you go thru your insurance company or theirs? If they really did send you a letter about turning you into CPS---WOW, but I have a hard time believing that. As for your records unless you gave them a signed medical authorization YOU have to get everything and forward it. $18,000....without knowing what your injury is, can't tell ya.<br><b>References : </b><br> It’s 1 claim with 5 possible exposures but in reality only 2…1 for the injury and 1 for the property damage. If your husband and kids are not injured, there is NO CLAIM–what damages have they suffered that would allow them compensation under the law? Inconvience? Sorry, that’s not a compensable ‘damage’ nor does it meet he definition.

If your damages are $7300 how did they only pay $5200? Did you go thru your insurance company or theirs? If they really did send you a letter about turning you into CPS—WOW, but I have a hard time believing that.

As for your records unless you gave them a signed medical authorization YOU have to get everything and forward it.

$18,000….without knowing what your injury is, can’t tell ya.
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]]> By: mbrcatz17 http://www.caraccidenttexas.com/accident-claims/does-my-family-have-to-file-seperate-claims-for-an-accident-or-can-we-file-as-a-family/comment-page-1/#comment-683 mbrcatz17 Mon, 18 Jan 2010 02:21:59 +0000 http://www.caraccidenttexas.com/accident-claims/does-my-family-have-to-file-seperate-claims-for-an-accident-or-can-we-file-as-a-family#comment-683 It's one accident - but three claims. One under your auto policy, one under your homeowners (or renters) policy, and an attempted claim under their auto policy. That's WAY too much settlment - as you haven't listed any injuries or medical bills. Lost wages from WHAT injury? THOSE are the medical bills they want - and you SHOULD have something from your doctor. They can't request them - due to privacy laws. The snake isn't covered anywhere. The stroller, well, I hope you kept it, it's going to be hard to show damage. And they only have to pay the LESSER of the cost of repair, or actual cash value of the truck. So the $5200 might be enough, if it's an older truck with really high milage. The school thing is NOT relevant. You need to sit down with your agent, and find out what you're entitled to in YOUR STATE. IN some states, you aren't entitled to ANYTHING.<br><b>References : </b><br>agent, 21+ years It’s one accident – but three claims. One under your auto policy, one under your homeowners (or renters) policy, and an attempted claim under their auto policy.

That’s WAY too much settlment – as you haven’t listed any injuries or medical bills. Lost wages from WHAT injury? THOSE are the medical bills they want – and you SHOULD have something from your doctor. They can’t request them – due to privacy laws.

The snake isn’t covered anywhere. The stroller, well, I hope you kept it, it’s going to be hard to show damage. And they only have to pay the LESSER of the cost of repair, or actual cash value of the truck. So the $5200 might be enough, if it’s an older truck with really high milage.

The school thing is NOT relevant.

You need to sit down with your agent, and find out what you’re entitled to in YOUR STATE. IN some states, you aren’t entitled to ANYTHING.
References :
agent, 21+ years

]]> By: oklatom http://www.caraccidenttexas.com/accident-claims/does-my-family-have-to-file-seperate-claims-for-an-accident-or-can-we-file-as-a-family/comment-page-1/#comment-682 oklatom Mon, 18 Jan 2010 01:50:59 +0000 http://www.caraccidenttexas.com/accident-claims/does-my-family-have-to-file-seperate-claims-for-an-accident-or-can-we-file-as-a-family#comment-682 One claim for the accident should cover all the aspects of it. I have no idea if $18,000 is too much or not. What does your agent at your insurance company suggest is fair? He would be your best source for information since he has the case file in front of him and we don't.<br><b>References : </b><br> One claim for the accident should cover all the aspects of it. I have no idea if $18,000 is too much or not. What does your agent at your insurance company suggest is fair? He would be your best source for information since he has the case file in front of him and we don’t.
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